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10-Oct-2019 17:54

Here’s a brief rundown of FICO Credit Score ranges ( your credit score.

If you haven’t been keeping up with your payments, it’s likely that your credit score has dropped substantially.

” If you don’t have any serious debt issues or bad credit blemishes, like a bankruptcy or foreclosure, then raising your score can actually happen quickly.

But if you have more serious debt problems, like maxed out cards, missed payments, or other issues then it’s likely that there will be no quick solution.

Paying down the cards quicker will help with your credit utilization (see Tip #3 below about this).

The only caveat is that you must not spend any more on these cards where you’ve just cleared the balance, or you’ll head right back to where you where – bringing us to the next point…

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